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#2246323 - 12/08/20 10:53 PM Marital status on consumer credit application
JoeG Offline
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Joined: Nov 2013
Posts: 127
DuPage county, IL
For credit applications in which a lender may legal ask for each applicant's marital status, I thought the choices were limited to 1) Married, 2) Unmarried or 3) Separated.

Are we allowed to place on our online application these choices too? 4) divorced, 5) widowed, or 6) in a registered partnership

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Fair Lending
#2246330 - 12/09/20 12:13 PM Re: Marital status on consumer credit application JoeG
rlcarey Online
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rlcarey
Joined: Jul 2001
Posts: 83,370
Galveston, TX
No:

1002.5(d) If an application is for other than individual unsecured credit, a creditor may inquire about the applicant's marital status, but shall use only the terms married, unmarried, and separated. A creditor may explain that the category unmarried includes single, divorced, and widowed persons.
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