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#2246849 - 12/22/20 10:23 PM Person forged our Pre-Approval Letter - SAR?
CULady Offline
Gold Star
Joined: Sep 2007
Posts: 495
WA
Trying to figure out if we have a responsibility to file a SAR or not in this situation...

A selling agent reaches out to us about a pre-approval letter for a jumbo mortgage, but we did not issue the pre-approval letter that was being presented.

Come to find out the member applied for a mortgage in 2019, we gave them a pre-approval letter, but they said nevermind, we are going with someone else. It appears they took the preapproval letter, updated the date and amount approved and submitted it to their agent.

We have a forged document with our logo and our employees name on it. But there was no transaction or attempted transaction at our institution.

Thoughts on SAR or no SAR?
Last edited by CULady; 12/22/20 10:24 PM.
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#2246851 - 12/22/20 10:43 PM Re: Person forged our Pre-Approval Letter - SAR? CULady
rlcarey Offline
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rlcarey
Joined: Jul 2001
Posts: 79,923
Galveston, TX
I would file. I would also file a police report or potentially even talk to the FBI.
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#2246879 - 12/23/20 04:55 PM Re: Person forged our Pre-Approval Letter - SAR? CULady
ACBbank Offline
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ACBbank
Joined: Jul 2006
Posts: 4,210
New York City
I would also file.
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"100 victories in 100 battles isnt the most skillful. Subduing the other's military w/o battle is the most skillful." Sun-Tzu

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#2246898 - 12/23/20 10:03 PM Re: Person forged our Pre-Approval Letter - SAR? CULady
#Just Jay Offline
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#Just Jay
Joined: Oct 2006
Posts: 14,390
Cheeseheadland
Absolutely.
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#2246941 - 12/24/20 11:16 PM Re: Person forged our Pre-Approval Letter - SAR? CULady
CULady Offline
Gold Star
Joined: Sep 2007
Posts: 495
WA
Thanks y'all! Your guidance is always appreciated!

Happy Holidays!

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