As of today we are no longer selling credit insurance. Do we need to have the Credit Insurance Disclosure in the closing doc package? We use LaserPro lending so if we don't need it how do we get rid of it?

Not a regulatory requirement if you never offer it. See if you can get LaserPro to simply turn off that part of the form. They are very good at customizing forms.

If you don't offer credit insurance, the disclosures are not needed. As far as getting rid of the LaserPro form, I'd call them up and ask, or maybe someone else can answer that.