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#2246998 - 12/29/20 08:01 PM Annual Thresholds
TMatt87 Offline
Diamond Poster
TMatt87
Joined: May 2011
Posts: 1,987
Idaho
Is there a comprehensive list of thresholds that are adjusted annually that we should be aware of? I know of the Reg Z and CRA thresholds, but I'm sure there are more that I'm missing. Just wondering if there's a checklist or something that's already been created so I don't have to reinvent the wheel.
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All opinions are my own, not my employer's

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#2247112 - 01/04/21 05:40 PM Re: Annual Thresholds TMatt87
InFairness, CRCM Offline
Platinum Poster
InFairness, CRCM
Joined: Nov 2010
Posts: 928
USA
Maximum civil money penalties are subject to annual inflation adjustments. This includes CMPs under the Consumer Financial Protection Act, Interstate Land Sales Full Disclosure Act, RESPA, SAFE Act, TILA, False Claims Act, FIRREA,FinCEN rules, HUD rules, etc. The new levels are typically published by mid-January by the banking agencies, although HUD and FinCEN are sometimes later. OCC's new CMP rule is here:

OCC CMP Inflation Adjustments

State-chartered banks may have assessments that are inflation-adjusted annually.

Reg CC thresholds are adjusted for inflation every 5 years.
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Opinions are strictly my own, and have nothing to do with my employer.

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