Got a bit of an odd situation on my hands. Officer is looking to do a TRID loan on a property that has been zoned for commercial use. A home was built on the lot and an exemption was filed with the county to allow a resident to live on said property. We reached out to an appraiser and they say they cannot appraise the property as residential because the "highest and best use" of the property is commercial. Since we must get an appraisal on the property, can we order and use a commercial appraisal on a residential property? the purpose of the loan is solely consumer as the property does not currently serve any commercial purpose, but there is a commercial structure on the property.