A customer's account started having fraudulent checks come through. The account was closed. There were 26 checks that tried to clear from three different banks. All the checks were mobile deposited to the banks. We don't have much information. Do I file a SAR with suspect information marked as "Unknown?"
If we don't list payees as subjects, we state why in the narrative. Believing they were victims of a scam is often one of the reasons, we can support that. The more payees we see, the more likely we are to believe that to be the case.