Loan is to purchase acreage with a mobile home on it. Customer is purchasing the property mainly as recreational property to hunt, ride ATV's etc. This is near their existing residence. It is not a primary residence and not really a secondary residence. Investment property doesn't seem right since it will not be rented out. Is investment kind of considered a misc category for when property doesn't fit in the primary or secondary residence category?

Sounds like a secondary residence to me.

Well....i guess i should qualify that....it sounds a lot like transactions i see around here that i report as secondary residence purchases. We'd need to know the actual intent of the borrowers in regard to the mobile home to tell for sure. That is, do the borrowers intend to stay in the mobile home when using the property?

They live very close so doubtful they would spend the night but I guess it would be possible.
I will just show it as a secondary residence. Thanks for the input.

I'd just ask them....surely they have SOME plan for the MH.....stay in it occasionally, sell it, convert it to storage...something. I'm not saying to just assume they're going to use it as a secondary residence.