Currently our bank does not accept deposits through ATMs. We are going to start accepting deposits at an ATM we are going to purchase and place at a new branch.

I see that we need to update the Reg E new account disclosure to include this as a type of transaction, but I do not think we would need to provide a change of terms notice for Reg E, is that the case?

I see that we need to provide a disclosure at the ATM or on the screen prior to the deposit acceptance regarding availability. If the ATM cutoff time is earlier than our standard cut off time of close of business, would we need to revise the Funds Availability Policy and new account disclosure to state that deposits made at this particular ATM after a certain time are considered made on the next business day? We have additional ATMs at our branches, but none will be accepting deposits at this time.