New Streets in new developments makes this happen all the time. The FFIEC database is not updated often enough to keep with new streets continuously being added. You must know where the building is located on map. Then correlate that location on FFIEC's geocoded map to see what area the building is located in. The City or County often has more current addresses in their Assessor page, so I go there first, before I go to the loan officer and ask them where the heck the house is. I also take a peak at the Flood determination to see what they are showing, but I never take that as Gospel. Additionally, I tell the loan officer it's their loan, they should tell the poor processors what the geocode is. All too often it falls on Compliance to do correctly.