We made a business loan involving two business entities.

Due to some system constraints, we had to cancel the loan on our core and rebook it under a different name configuration. At that time, the borrowers also requested a loan increase.

The actual note was not paid and nothing changed (except that we modified the loan) from a legal perspective. Both borrowers are still obligated, the original debt was not extinguished.

I am thinking this is just a loan modification and not a refinance. Does that seem accurate?

In what context are you asking?

HMDA

The actual note was not paid and nothing changed (except that we modified the loan)

Did you not answer your own question?