Do you require them to sign an acknowledgement stating they will be responsible for all fraudulent transactions that pass through their business account should they decline?
This is a question for your legal counsel. Would such an acknowledgement hold up in court when a large client takes a large loss and then sues you claiming they didn't understand what they were signing?
Or another question. Is a customer who refuses to partner with you in mitigate fraud risk and wants the bank to have all the risk worth keeping as a customer?
As for alternative methods, some automated monitoring products may offer alerts that generate based on gaps in check numbers or transactions of certain predetermined dollar amounts. Some banks still go through the arduous process of comparing signatures for checks over certain dollar thresholds although I think most are turning more towards technology.
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