The expiry date is a point of reference to that version of the form. At best I'd remind all those interacting with customers that the bank has no control over the form and that if a customer points out the expiration, point to HUD.
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AndyZ CRCM
My opinions are not necessarily my employers.
R+R-R=R+R
Rules and Regs minus Relationships equals Resentment and Rebellion. John Maxwell