To the original poster. You may know what you mean by RMLO. Clearly, there are three people in this thread who would like to respond, but don't know what you mean by RMLO. Not all abbreviations or acronyms are universal. A quick search for BSA, for example yields wildly disparate results -- Boy Scouts of America, Birmingham Small Arms (they make "BSA" motorcycles), Bank Secrecy Act, and Bovine Serum Albumin. I'd lay odds that any mention of BSA in these forums would concern the Bank Secrecy Act, but RMLO is a puzzler.
Please decipher acronyms on first use in a thread.
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John S. Burnett
BankersOnline.com
Fighting for Compliance since 1976
Bankers' Threads User #8