I suppose you could but probably not necessary. I am sure you are going to confirm with the applicant in some manner that you will not be moving forward with their application.
1002.2(c)(2) The term does not include:
(iv) A refusal to extend credit because applicable law prohibits the creditor from extending the credit requested; or
(v) A refusal to extend credit because the creditor does not offer the type of credit or credit plan requested.
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