#2253829 - 05/12/21 07:24 PM
Re: Asking about Relationship Status??
Anonymous
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Anonymous
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Here's two scenarios nearly identical credit, but completely difference circumstances:
Scenario 1 - applicant with good credit score, low debt ratios, co-applicant has 0 credit score (no file), different surname, different address. No shared debt on bureau between the two. Ends up this is a step-father and son relationship.
Scenario 2 - applicant with good credit score, low debt ratios, co-applicant has 0 credit score (no file), different surname, different address. No shared debt on bureau between the two. Ends up co-applicant is an exotic dancer and applicant is her customer. They've known each other for a short time and he decided to purchase a car for her.
I don’t know, and do not care about, the marital status of either applicant. What I want to know is how likely is one applicant to pay if the other does not. And what are the chances that one of them will or won’t? Knowing what kind of connection/ties the two applicants have, certainly helps with this. But we still aren't allows to ask what the relationship is between the two applicants??
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