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#2255327 - 06/15/21 05:36 PM Reporting Credit for non-US citizens
YHWB Offline
Platinum Poster
Joined: Apr 2005
Posts: 635
Out there
Should a FI report a non-US citizens credit to the credit bureaus if they do not have a SSN or ITIN? Pros/Cons?

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Lending Compliance
#2255345 - 06/15/21 07:29 PM Re: Reporting Credit for non-US citizens YHWB
rlcarey Offline
10K Club
rlcarey
Joined: Jul 2001
Posts: 83,371
Galveston, TX
That is up to you.

Social Security Number

Report the Social Security Number (SSN) of the primary consumer. Report only valid U.S.-issued SSNs.

Reporting of this information is required as the Social Security Number greatly enhances accuracy in matching to the correct consumer.

If the consumer does not have a SSN or one is not available for reporting, zero- or 9-fill all positions.
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The opinions expressed here should not be construed to be those of my employer: PPDocs.com

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