Thank you. And if this was an individual applicant and we find out the unemployment is only scheduled to continue for 2 more months and the loan term requested is 5 years, and thus we know the probably continuance of this income is not likely to continue - so we want to turn down, what turndown reason should be used in this type of situation? "Other" - and then specify?? The temporary or irregular employment turndown reason speaks to seasonal employment, or hours and salary fluctuating significantly.