We have a customer who has a business account of ABC Restaurant with an EIN. We have another customer who has a business account of ABC Restaurant using a social as the TIN because its being used as a DBA.
In the night drop, we had the following (no conductor):
ABC Restaurant with an EIN deposited $6,245
ABC Restaurant with a social being used deposited $5,929
Our system aggregated the transactions where it shows we need a CTR but I don't think we do. While they are the same entity, they are two separate tax ID numbers.
Is a CTR needed in this situation? I think the answer is no.
I've completely overthought this and have managed to confuse myself.