Years ago with offered a "Performance Interest Checking Account" that included life insurance. We have not offered those types of accounts for a while now and only have a small amount of the accounts left on the books. From what I understand the benefits for these accounts are pretty costly. Can we cancel these services and change the account type? I know that if possible, we will need to provide a 30 day notice and I would think the initial disclosures of the new account type. I just wanted to make sure we can cancel those accounts with them having the life insurance offered.