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#2259332 - 09/07/21 11:07 PM Charge/off and Recovery related Regulations
Nicole Offline
New Poster
Joined: Feb 2021
Posts: 7
Hello, I'm being tasked with coming up with a list of Regulations that impact charge offs and recoveries. I'm curious if anyone else can think of additional Regulations that impact these areas. I'm assisting in building a risk assessment and this is why the Regulations are needed. This is what I have been able to identify so far:
• Federal Debt Collection Practices Act (FDCPA)
• Fair Credit Reporting Act (FCRA)
• Fair & Accurate Credit Transaction Act (FACTA) - Regulations V
• Unfair, Deceptive, or Abusive Acts or Practices (UDAAP)
• Telephone Communications Protection ACT (TCPA)
• Real Estate Settlement and Procedures Act (RESPA) – Reg X

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#2259335 - 09/07/21 11:25 PM Re: Charge/off and Recovery related Regulations Nicole
Richard Insley Online
Power Poster
Richard Insley
Joined: Oct 2000
Posts: 9,984
Toano, VA
I can't offer specifics, but look into GAAP and tax rules/regs...and, of course, state law.
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