The teller allowed the customer to cash a portion of the check in addition to making a deposit. In order to place a hold on funds over and above the amount of the deposit, your funds availability disclosure needs the following clause from Appendix C.
C-6--Holds on Other Funds (Check Cashing)
If we cash a check for you that is drawn on another bank, we may withhold the availability of a corresponding amount of funds that are already in your account. Those funds will be available at the time funds from the check we cashed would have been available if you had deposited it.
Sola Gratia, Sola Fides, Sola Scriptura, Solus Christus, Soli Deo Gloria!www.tcaregs.com