Have you read the instructions as to your options for additional borrowers? https://singlefamily.fanniemae.com/media/7036/display
Two Borrowers with joint financial information:
Complete a separate URLA for each Borrower.
▪ Report joint assets, liabilities, and real estate on only one URLA; you do not need to duplicate them on more than one URLA;
▪ In cases where borrowers are not collaborating when completing the loan application, joint assets, liabilities, and real estate may be duplicated on each URLA