Thank you both for your help. I should have been more clear in what I was asking. But, that is the direction I was going...based upon reading RESPA, I was thinking that #1, if you have actual figures, then you should use them. #2, if you don't have actual figures for the payments and you have to estimate, you can estimate based upon the maximum figures you have seen in that market area.
The opinions expressed are mine and do not necessarily reflect those of my employer