Ok, so son is borrowing the money and father is putting his house up for collateral. Who signs the document?
From the website it talks about the borrower no mention of owner:
This shall be provided at the time of closing and together with the final signed loan documents — one copy to the borrower and one copy maintained in the lender’s files. This applies to all mortgage lenders, including banks, credit unions and consumer loan companies.
Live,
Here is the KRS:
286.2-020 Required disclosure of services provided by Kentucky Homeownership Protection Center.
(1) "Kentucky Homeownership Protection Center" means the center established in KRS 198A.400.
(2) At the time of closing and together with the final signed loan documents, if the Kentucky Homeownership Protection Center is operational as provided in KRS 198A.400, a mortgagee shall
provide to the homeowner any brochure, pamphlet, or other brief document prepared or approved by the Kentucky Housing Corporation that describes the services provided by the Kentucky Homeownership Protection Center.
Looks like the form is required to be given to the homeowner. You could always make both of them sign it. Worse case, you have over-disclosed to someone.