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#2261386 - 10/21/21 05:51 PM Sharing a Credit Report with a Title Company
hsbs Offline
Junior Member
Joined: Feb 2020
Posts: 26
Good Afternoon BankersOnline Family,

I feel like I am going back to basics with this question.

Are we allowed to share a credit report with a title company? Specifically, if a title company is unable to verify the number/amount of liens attached to a borrower or to simply verify their identity to remove certain judgments, they sometimes reach out to us to provide them with our borrower's credit report to confirm if some of these liens or judgments are reporting as a tradeline.

Are we allowed to do so? If we are allowed to do so, would a Borrower's Certification & Authorization be sufficient to be able to do so? Or are there any other rules or disclosures I am drawing a blank on?

Thank you for any input/clarification you can provide.

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#2261405 - 10/21/21 07:49 PM Re: Sharing a Credit Report with a Title Company hsbs
rlcarey Offline
10K Club
rlcarey
Joined: Jul 2001
Posts: 78,901
Galveston, TX
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#2261555 - 10/25/21 07:46 PM Re: Sharing a Credit Report with a Title Company hsbs
hsbs Offline
Junior Member
Joined: Feb 2020
Posts: 26
I tried to delete it, rlcarey. For some reason it won't allow me to.

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