I'm getting myself too confused on this! I'm thinking it falls along the same lines as the credit report, but if we run a verification of employment prior to an application, we can still pass the fee along on the Loan Estimate at the time of initial disclosures (regardless of not being within three days of the run). We just wouldn't be able to collect it until after the borrower gives their intent to proceed, correct?
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"Tact is telling someone to go to [censored] in such a way, they look forward to the trip" Winston Churchill