It's impossible to update to the 2020 census tracts income class until the FFIEC releases the data. You can geocode to the 2020 tracts on the FFIEC website, but you will not know the tract income class which is critical. This information should have been posted by the end of 2021 but the FFIEC seems to be way behind the times. This also is reflected in the release of the 2020 CRA A&D data on December 21, 2021! How crazy is that - the CFPB published the 2020 HMDA data in May 2021, but the Fed can't publish the much smaller CRA files until the week before Christmas. The tardy reporting of the CRA A&D data began the year before the pandemic so they can't blame their lateness on the virus. I don't know what the cause is - it's certainly very puzzling.
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