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#2266169 - 02/10/22 10:00 PM HMDA Reportable? Mobile homes to house workers
Help! Compliance Offline
Member
Joined: Oct 2012
Posts: 94
San Antonio, TX
We had a couple loans that showed up on our CRA LR that I believe are more HMDA-related, but then may fall off due to them possibly being considered transitional/transitory housing. What are everyone's thoughts/feedback? Which LAR/LR, if any, would it belong?

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#2266176 - 02/11/22 02:40 AM Re: HMDA Reportable? Mobile homes to house workers Help! Compliance
Inherent_Risk Offline
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Joined: Jan 2017
Posts: 405
Sounds transitory to me, and not HMDA reportable. What are their call report codes? That will drive CRA reportability.

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#2266230 - 02/11/22 07:20 PM Re: HMDA Reportable? Mobile homes to house workers Help! Compliance
Help! Compliance Offline
Member
Joined: Oct 2012
Posts: 94
San Antonio, TX
Right now, the Call Code is 4a, despite being secured by the mobile home itself, which makes me think the code should be 1e or 1c2 (leaning the latter). My inner struggle is between 1c2 and 1e. What is really appropriate?

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