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#2267873 - 03/18/22 02:41 PM Old HMDA-related Notice Question
Learned Hand Offline
Junior Member
Joined: Feb 2019
Posts: 40
At my new bank, I found the following notice printed on the same branch poster as the 12 CFR 350 notice that wasn't required any more after 4/2019. It mentions HMDA, but it doesn't look like the prior versions of the HMDA public notice that I'm familiar with. Does anyone recognize this notice?


Standard Metropolitan Statistical Area Notice

The Home Mortgage Disclosure Act required that [this bank] retain in its files a format of the following:
(1) A geographical itemization of loans that are made within a standard metropolitan statistical area (SMSA).
(2) The type of loans that are made within the geographical boundaries of the standard metropolitan statistical area (SMSA).
You may obtain a copy of the most recent SMSA report by asking: [prior bank officer]
You may make any comments regarding SMSA transactions by writing to: [address in another state; no agency or name listed, just street address]

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#2268168 - 03/24/22 02:44 PM Re: Old HMDA-related Notice Question Learned Hand
rlcarey Offline
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rlcarey
Joined: Jul 2001
Posts: 83,363
Galveston, TX
Considered SMSAs went away in 1983, I would say that you have a poster that belongs in a museum,
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#2268262 - 03/28/22 01:39 PM Re: Old HMDA-related Notice Question Learned Hand
Len S Offline
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Joined: Oct 2004
Posts: 2,089
Connecticut
It could be a collector's item - maybe a regulator would pay for it?!!
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