Learned Hand
Junior Member
Joined: Feb 2019
Posts: 40
At my new bank, I found the following notice printed on the same branch poster as the 12 CFR 350 notice that wasn't required any more after 4/2019. It mentions HMDA, but it doesn't look like the prior versions of the HMDA public notice that I'm familiar with. Does anyone recognize this notice?
Standard Metropolitan Statistical Area Notice
The Home Mortgage Disclosure Act required that [this bank] retain in its files a format of the following: (1) A geographical itemization of loans that are made within a standard metropolitan statistical area (SMSA). (2) The type of loans that are made within the geographical boundaries of the standard metropolitan statistical area (SMSA). You may obtain a copy of the most recent SMSA report by asking: [prior bank officer] You may make any comments regarding SMSA transactions by writing to: [address in another state; no agency or name listed, just street address]