When is the Pay Day Lending rule effective? I believe at one time it was scheduled to be effective 6/13/2022. I read that there was a stay, but that it was lifted, but then appealed with the 6/13/2022 stayed until 286 days after the appeal has been resolved. That sounds like it would not be effective then until at least 2023 maybe. Is there a new effective date? or estimated effective date?