First, all tracts with a minority population >50% are minority tracts. GeoDataVision distinguishes tracts with minority pop >80% as super minority tracts, but there is no difference for Fair Lending purposes. These minority tract definitions are based on the definition as applied by bank regulators. HUD itself does break out the tract minority population in a more granular level.
A note of caution, the minority tracts we have identified are based on including all minority groups as the minority population. However, sometimes regulators will omit Asians from the minority population.
For all of 2022 you will be expected to record loans based on the 2020 Census tracts even though the tract income classifications have yet to be determined and published.
GeoDataVision plans to publish live interactive maps on its website once the new tract income classes have been determined. I will post on BOL when that is available.
CRA Exam Preparation, CRA Performance Evaluations, Key Performance Benchmarks, & maps