§ 1002.14 Rules on providing appraisals and other valuations.
(a) Providing appraisals and other valuations -
(1) In general. A creditor shall provide an applicant a copy of all appraisals and other written valuations developed in connection with an application for credit that is to be secured by a first lien on a dwelling.
Definitions. For purposes of paragraph (a) of this section:
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(2) Dwelling. The term “dwelling†means a residential structure that contains one to four units whether or not that structure is attached to real property. The term includes, but is not limited to, an individual condominium or cooperative unit, and a mobile or other manufactured home.
My question would be: In what way is this rental home not a dwelling? Also, why are your commercial lenders arguing so hard against what is such a simple regulation to comply with?