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#2269304 - 04/18/22 11:14 PM Permissible Reason
BA13 Offline
100 Club
Joined: Jul 2016
Posts: 198
If an applicant starts an real estate online application and a credit report is pulled prior to the applicant actually clicking the Submit Application button, are we in violation of FCRA? It doesn't appear we received a request for credit. I found a couple files like this while auditing and both only had skeletal information completed. I plan to reach out to the admin for the online program to inquire about the how the parameters/process was set up.

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#2269307 - 04/19/22 11:10 AM Re: Permissible Reason BA13
rlcarey Offline
10K Club
rlcarey
Joined: Jul 2001
Posts: 83,393
Galveston, TX
Without the applicant hitting submit, I see no permissible purpose.
_________________________
The opinions expressed here should not be construed to be those of my employer: PPDocs.com

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#2269331 - 04/19/22 03:04 PM Re: Permissible Reason BA13
BA13 Offline
100 Club
Joined: Jul 2016
Posts: 198
The confirmation is helpful, thank you Randy!

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