If bank receives investigation information from its core provider 1/27, is made aware of this information on 1/28, and per Reg. E must report the results to the consumer within three business days after completing its investigation (including, if applicable, notice that a provisional credit has been made final), but bank doesn't look at this information until 2/2. Is the investigation considered complete 2/2 and the three day timeframe starts the next day 2/3, 2/4, 2/5, so notice must be sent by 2/5?