If your borrower has to travel an hour to get to your preferred provider, then they are not available in my mind. That provider is not being put forth in good faith, if there are others available in the their area. You need to go back to the original TRID preamble:
Accordingly, the Bureau believes that if the creditor permits a consumer to shop for a settlement service, it is appropriate to require creditors to provide consumers with a written list that identifies available providers of that service. The Bureau recognizes that a creditor originating a loan in a geographical area with which it is unfamiliar may have less familiarity with the mortgage market in that area, but the Bureau believes that the creditor nonetheless has better access to information than the consumer about settlement service providers in the geographical area.
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