I am filing a SAR due to our customer being a victim of a romance scam. Fortunately, we placed a hold on the deposited check and quickly identified that it was fraudulent. Therefore, we restricted the account and returned the additional checks they attempted to deposit and payments attempting to post. My question is...What amount involved (section 29) do I list on the SAR? Do I include the total of the amounts of the checks they tried to deposit and/or Zelle payments they attempted to process that we returned?

Thank you in advance!

I would add them all up. I assume it is over $25,000?

Credits = $15,000.00; Debits = $9,671.00; total combined is $24,671.00.

Thanks for your help!

Then unless you have an actual subject or other solid information that would be valuable to law enforcement, I would not file.