Also, pull out your business checking account agreement that you have provided to them. If it is any good, it should contain something along the lines of the following examples that I just randomly pulled from some business checking account agreements that banks have posted on-line.
STALE-DATED CHECKS â€“ We are not obligated to, but may at our option, pay a check, other than a certified check, presented for payment more than six months after its date. If you do not want us to pay a stale-dated check, you must place a stop- payment order on the check in the manner we have described elsewhere.
Stale-Dated Checks. A â€œstale-datedâ€ check is one that is brought to us for payment more than six months after its date. We may pay, or refuse to pay, a check brought to us (â€œpresentedâ€) more than six months after its date. The general rule is we will pay the check; however, we may return the check for insufficient funds. In addition, the check would be subject to an overdraft. If you do not want us to pay a stale-dated check, you must place a stop payment order on the check.
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