Under Regulation DD, 1030.4, you are required to disclose any minimum balance required to obtain the annual percentage yield disclosed. If there is not a minimum balance requirement, would you disclose anything? If so, would it need to be phrased like the following:
"To obtain the annual percentage yield disclosed, you must maintain a minimum balance of $0.01 in the account each day to obtain the disclosed annual percentage yield."
Your help is appreciated!