Scenario: We have a customer who appears to work for a different financial institution. The customer gets ACH deposits to their account with us from their employing bank, but it's unknown if they have an account relationship with that bank. The customer has had structured cash deposits with us, and we would like to 314(b) their employing bank. Can we do that on the basis of knowing our customer is their employee? I have not had a situation like this before, where our customer was not a known customer of the bank we would be inquiring to.