Has this been released? If so I missed the release and I have not been able to locate it. If it has been released I would appreciate a link to the release. Thanks.

This is the one I'm referring to:

For HOEPA loans, the
adjusted total loan amount threshold for
high-cost mortgages in 2022 will be
$22,969. The adjusted points-and-fees
dollar trigger for high-cost mortgages in
2022 will be $1,148. For qualified
mortgages (QMs) under the General QM
loan definition in § 1026.43(e)(2), the
thresholds for the spread between the
annual percentage rate (APR) and the
average prime offer rate (APOR) in 2022
will be: 2.25 or more percentage points
for a first-lien covered transaction with
a loan amount greater than or equal to
$114,847; 3.5 or more percentage points
for a first-lien covered transaction with
a loan amount greater than or equal to
$68,908 but less than $114,847; 6.5..........

They have been too busy exploring the various ways that fees are unfair and abusive to be bothered with this type of detail.

We should see something posted at the link below, soon!

https://www.consumerfinance.gov/rul...al-threshold-adjustments-card-act-hoepa/

Last year, these changes hit the Federal Register on 11/2/2021.

Thank you all for the info. I will keep an eye out. I have a QM spreadsheet we use as a backup check I need to update with the new figures once out.

TTC, thanks for the link. I will add it to my favorites.