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#2278472 - 12/05/22 10:48 PM apartment above garage
parr04 Offline
Gold Star
Joined: Aug 2004
Posts: 391
We have a loan on a property in Florida. There is a main house and a detached garage with living quarters above the garage.
We currently have flood policies on both the house and the garage with the living quarters.
The borrower is requesting not to renew the flood insurance on the garage since the living quarters is more than ten feet above the ground level.

I believe we have to continue coverage on the garage and living quarters. Am I wrong?

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Flood Compliance
#2278473 - 12/05/22 11:24 PM Re: apartment above garage parr04
rlcarey Online
10K Club
Joined: Jul 2001
Posts: 80,358
Galveston, TX
No - you are not wrong.
The opinions expressed here should not be construed to be those of my employer:

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