Our bank is a CDFI and I had found in prior research an exemption for collecting certain data that would otherwise be reported under the HMDA expanded data rule, but I am having trouble locating that information now. Does anyone else know where I could locate this?

There is no mention of anything specifically related to a CFDI in the HDMA regulations, so I am not sure what you might be referring too? But I am by far not a HDMA expert.

I think it may be tied to the Ability to Repay exemption for CDFI's, I'll keep looking! Thanks though!

Well, a CDFI is exempt from the ATR/QM requirements, but I am not sure how that specifically impacts HMDA reporting.

Did you find any information on this? My bank is a CDFI and we report NA for total loan costs and points and fees. I am just double checking this is accurate?