For loans with a variable rate, for example, we provide a notice with a range of amounts we will pull based on the terms of the note. For example, if the loan is a HELOC with a floor is 4% and the ceiling is 18%, we figure out the highest possible payment within those terms and disclose that range on the EFT form. If we needed to pull funds over the amount in the range (e.g. they exceeded their credit limit), we would send a notice 10 days prior to drawing the amount over the range initially disclosed.
Hope that helps!
It's not that I take life for granted. It's only that the good won't make it. Innocence dies, while Villany Thrives.