Would you typically change the property and use the existing app, or "retire" that app in some way and get a new one? In my mind, if you have an app outstanding from 2021 there better be some really detailed notes as to why there hasn't been a credit decision made.
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AndyZ CRCM
My opinions are not necessarily my employers.
R+R-R=R+R
Rules and Regs minus Relationships equals Resentment and Rebellion. John Maxwell