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#2285026 - 05/26/23 05:32 PM RESPA Delivery of Transfer of Servicing Disclosure
Anonymous
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Does e-mailing a pdf of the Transfer of Servicing Disclosure meet the disclosure requirements of RESPA? RESPA appears to require either mailing or delivery using an E-sign method. Would not think that e-mailing a document with account numbers and lender information through unencrypted e-mail would meet the Reg requirements.

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#2285028 - 05/26/23 05:41 PM Re: RESPA Delivery of Transfer of Servicing Disclosure Anonymous
rlcarey Offline
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rlcarey
Joined: Jul 2001
Posts: 83,219
Galveston, TX
No - it would have to be E-Sign compliant. Standard e-mail is not going to work. Which specific Transfer of Servicing Disclosure are you referring to?
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The opinions expressed here should not be construed to be those of my employer: PPDocs.com

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#2285032 - 05/26/23 06:18 PM Re: RESPA Delivery of Transfer of Servicing Disclosure Anonymous
Anonymous
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1024.33(b)

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#2285039 - 05/26/23 07:23 PM Re: RESPA Delivery of Transfer of Servicing Disclosure Anonymous
rlcarey Offline
10K Club
rlcarey
Joined: Jul 2001
Posts: 83,219
Galveston, TX
Yes, that has to be delivered in writing so it would have to comply with E-Sign.
_________________________
The opinions expressed here should not be construed to be those of my employer: PPDocs.com

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#2285048 - 05/27/23 12:54 AM Re: RESPA Delivery of Transfer of Servicing Disclosure rlcarey
Anonymous
Unregistered

Thank you. That was my opinion also.

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