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#236206 - 08/24/04 07:00 PM Disclosing Name, etc. of consumer reporting agency
Anonymous
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We started obtaining credit reports from a vendor who provides us with a consolidated report from all 3 of the major consumer reporting agencies (Equifax, Experian and TransUnion). If we deny a loan because of information in this report would we have to provide the applicant on the adverse action notice with the name, address and phone number of all 3 agencies or just the company who provided us with the consolidated report?

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Lending Compliance
#236207 - 08/24/04 07:04 PM Re: Disclosing Name, etc. of consumer reporting agency
Dan Persfull Offline
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Dan Persfull
Joined: Aug 2002
Posts: 47,532
Bloomington, IN
Just the company providing the consolidated report. They are the ones you obtained your credit report from.
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The opinions expressed are mine and they are not to be taken as legal advice.

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