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#236206 - 08/24/04 07:00 PM Disclosing Name, etc. of consumer reporting agency

We started obtaining credit reports from a vendor who provides us with a consolidated report from all 3 of the major consumer reporting agencies (Equifax, Experian and TransUnion). If we deny a loan because of information in this report would we have to provide the applicant on the adverse action notice with the name, address and phone number of all 3 agencies or just the company who provided us with the consolidated report?

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Lending Compliance
#236207 - 08/24/04 07:04 PM Re: Disclosing Name, etc. of consumer reporting agency
Dan Persfull Offline
10K Club
Dan Persfull
Joined: Aug 2002
Posts: 47,532
Bloomington, IN
Just the company providing the consolidated report. They are the ones you obtained your credit report from.
The opinions expressed are mine and they are not to be taken as legal advice.

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