Thank you for the response Okie Banker. About the $75 hold at the pump- usually that is imposed by the gas station's processer, not the bank's. When pre-authorizing a purchase for gas, the station has to choose a reasonable amount to authorize. $80 in gas for some SUV's is not uncommon. So, they authorize the maximum amount to make sure that they get paid.
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You can never get enough of what you don't need to make you happy.~ Eric Hoffer