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#255418 - 10/12/04 04:46 PM Post dated checks
Anonymous
Unregistered

We are having a disagreement at our branch & I can't find a UCC for NYS regarding this- are post-dated checks to be honored whenever they are presented?

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#255419 - 10/12/04 06:13 PM Re: Post dated checks
PatrickG Offline
100 Club
PatrickG
Joined: Jun 2001
Posts: 165
Binghamton, NY, USA
Here's the NYS UCC on post-dated checks:

Section 3--114. Date, Antedating, Postdating.
(1) The negotiability of an instrument is not affected by the fact that it is undated, antedated or postdated.
(2) Where an instrument is antedated or postdated the time when it is payable is determined by the stated date if the instrument is payable on demand or at a fixed period after date.
(3) Where the instrument or any signature thereon is dated, the date is presumed to be correct

So, the check is payable on the date written on the check.

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