For what it's worth, and believe me it isn't much, our second review committee was comprised of another, usually senior, underwriter looking at the file to look for any possibility of counter offer. Then the file would be sent on to operations management for signature. This was done on an on-going basis with no formal meeting time or location.
May not help much...but that's how we do it...
Somewhere, something incredible is waiting to be known. - Carl Sagan