Not necessarily. There is more risk with a debit card as transactions are not always automatically debited from a customers account immediately. And while the merchant is generally assured of getting paid, if there is a problem with collectibility, it falls on the bank.
There are also $0 to $50 liability rules which are more stringent than Reg. Es, further increasing bank losses.
My opinions are not necessarily my employers.
Rules and Regs minus Relationships equals Resentment and Rebellion. John Maxwell